Today is Tuesday, January 06, 2009

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Quick Quote

Rate	APR	Points
30 Year Fixed
5.875%	5.931%	0.000
40 Year Fixed
9.125%	9.394%	2.000
30 Year FHA Fixed
4.750%	4.980%	2.000
15 Year Fixed
4.375%	4.770%	2.000

Assumptions Apply Now

Prepayment vs. Investment

This form allows you to compare what would happen if you took one of two choices with some extra cash you have -- prepaying your mortgage each month, or investing it instead. This tries to take into account your tax situation and assumes you always itemize (even late into your mortgage when your interest will be lower).

Change these fields as desired:

How much more you have to spend each month
Current monthly payment (principal & interest only)
Current Annual Loan Interest Rate
Current Loan Balance
Loan Interest Deductibility
Expected Long Term Investment Return (%)
Expected Long Term Tax Rate (%) (Federal+State)
Investment Type

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